{"id":5921,"date":"2023-01-18T11:48:00","date_gmt":"2023-01-18T10:48:00","guid":{"rendered":"https:\/\/mladysvet.sk\/?p=5921"},"modified":"2024-09-13T11:52:52","modified_gmt":"2024-09-13T09:52:52","slug":"co-je-to-pasivne-investovanie","status":"publish","type":"post","link":"https:\/\/mladysvet.sk\/?p=5921","title":{"rendered":"\u010co je to pas\u00edvne investovanie?"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>Pas\u00edvne investovanie<\/strong> je investi\u010dn\u00e1 strat\u00e9gia, ktor\u00e1 sa zameriava na n\u00e1kup a dlhodob\u00e9 dr\u017eanie \u0161irokej \u0161k\u00e1ly cenn\u00fdch papierov, zvy\u010dajne prostredn\u00edctvom indexov\u00fdch fondov alebo ETF. Na rozdiel od akt\u00edvneho investovania, kde sa sna\u017e\u00edme predv\u00edda\u0165 pohyby trhu a vybera\u0165 jednotliv\u00e9 akcie alebo in\u00e9 cenn\u00e9 papiere, pri pas\u00edvnom investovan\u00ed sa sna\u017e\u00edme jednoducho napodobni\u0165 v\u00fdkonnos\u0165 cel\u00e9ho trhu alebo jeho konkr\u00e9tneho segmentu.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Ako to funguje?<\/strong><\/h2>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Indexov\u00e9 fondy a ETF:<\/strong>\n<ul class=\"wp-block-list\">\n<li><strong>Indexov\u00e9 fondy:<\/strong> Investuj\u00fa do v\u0161etk\u00fdch alebo v\u00e4\u010d\u0161iny cenn\u00fdch papierov, ktor\u00e9 tvoria ur\u010dit\u00fd index (napr. S&amp;P 500, FTSE 100). Cie\u013eom je \u010do najpresnej\u0161ie napodobni\u0165 v\u00fdkonnos\u0165 tohto indexu.<\/li>\n\n\n\n<li><strong>ETF (Exchange Traded Funds):<\/strong> S\u00fa to obchodovate\u013en\u00e9 fondy, ktor\u00e9 sleduj\u00fa v\u00fdkonnos\u0165 r\u00f4znych indexov. Funguj\u00fa podobne ako akcie a obchoduj\u00fa sa na burze.<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Diverzifik\u00e1cia:<\/strong>\n<ul class=\"wp-block-list\">\n<li>Pas\u00edvne investovanie zabezpe\u010duje \u0161irok\u00fa diverzifik\u00e1ciu portf\u00f3lia. Investujete do ve\u013ek\u00e9ho mno\u017estva r\u00f4znych spolo\u010dnost\u00ed, \u010d\u00edm zni\u017eujete riziko straty spojen\u00e9 s invest\u00edciou do jednotliv\u00fdch akci\u00ed.<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>N\u00edzke n\u00e1klady:<\/strong>\n<ul class=\"wp-block-list\">\n<li>Pas\u00edvne fondy maj\u00fa zvy\u010dajne ni\u017e\u0161ie n\u00e1klady ako akt\u00edvne fondy, preto\u017ee nevy\u017eaduj\u00fa drah\u00fdch mana\u017e\u00e9rov, ktor\u00ed by akt\u00edvne vyberali cenn\u00e9 papiere.<\/li>\n<\/ul>\n<\/li>\n<\/ol>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>V\u00fdhody pas\u00edvneho investovania:<\/strong><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Jednoduchos\u0165:<\/strong> Pas\u00edvne investovanie je jednoduch\u00e9 a nevy\u017eaduje neust\u00e1le sledovanie trhu a rozhodovanie o jednotliv\u00fdch invest\u00edci\u00e1ch.<\/li>\n\n\n\n<li><strong>N\u00edzke n\u00e1klady:<\/strong> Ni\u017e\u0161ie n\u00e1klady znamenaj\u00fa vy\u0161\u0161ie v\u00fdnosy pre investora.<\/li>\n\n\n\n<li><strong>Dlhodob\u00e1 udr\u017eate\u013enos\u0165:<\/strong> Pas\u00edvne investovanie je vhodn\u00e9 pre dlhodob\u00fdch investorov, ktor\u00ed chc\u00fa postupne budova\u0165 svoje bohatstvo.<\/li>\n\n\n\n<li><strong>Diverzifik\u00e1cia:<\/strong> \u0160irok\u00e1 diverzifik\u00e1cia zni\u017euje riziko straty.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Nev\u00fdhody pas\u00edvneho investovania:<\/strong><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u017diadne nadpriemern\u00e9 v\u00fdnosy:<\/strong> Pas\u00edvne investovanie v\u00e1m zvy\u010dajne neprinesie vy\u0161\u0161ie v\u00fdnosy ako trh ako celok. Ak h\u013ead\u00e1te vysok\u00e9 a r\u00fdchle zisky, pas\u00edvne investovanie nemus\u00ed by\u0165 pre v\u00e1s to prav\u00e9.<\/li>\n\n\n\n<li><strong>Nedostatok kontroly:<\/strong> Pri pas\u00edvnom investovan\u00ed nem\u00e1te priamu kontrolu nad t\u00fdm, do ktor\u00fdch konkr\u00e9tnych spolo\u010dnost\u00ed investujete.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Pre koho je pas\u00edvne investovanie vhodn\u00e9?<\/strong><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Za\u010diato\u010dn\u00edkov:<\/strong> Pas\u00edvne investovanie je vhodn\u00e9 pre t\u00fdch, ktor\u00ed nemaj\u00fa ve\u013ea sk\u00fasenost\u00ed s investovan\u00edm a chc\u00fa jednoduch\u00fd a efekt\u00edvny sp\u00f4sob, ako za\u010da\u0165 investova\u0165.<\/li>\n\n\n\n<li><strong>Dlhodob\u00fdch investorov:<\/strong> Pas\u00edvne investovanie je ide\u00e1lne pre t\u00fdch, ktor\u00ed maj\u00fa dlhodob\u00fd investi\u010dn\u00fd horizont a chc\u00fa si budova\u0165 bohatstvo postupne.<\/li>\n\n\n\n<li><strong>Investorov s n\u00edzkou toleranciou rizika:<\/strong> Pas\u00edvne investovanie je menej riskantn\u00e9 ako akt\u00edvne investovanie.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Pas\u00edvne investovanie je jednoduch\u00e1 a efekt\u00edvna strat\u00e9gia, ktor\u00e1 m\u00f4\u017ee by\u0165 vhodn\u00e1 pre \u0161irok\u00fa \u0161k\u00e1lu investorov. Ak h\u013ead\u00e1te dlhodob\u00fd a udr\u017eate\u013en\u00fd sp\u00f4sob, ako investova\u0165 svoje peniaze, pas\u00edvne investovanie m\u00f4\u017ee by\u0165 pre v\u00e1s dobrou vo\u013ebou.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Pas\u00edvne investovanie je investi\u010dn\u00e1 strat\u00e9gia, ktor\u00e1 sa zameriava na n\u00e1kup a dlhodob\u00e9 dr\u017eanie \u0161irokej \u0161k\u00e1ly cenn\u00fdch papierov, zvy\u010dajne prostredn\u00edctvom indexov\u00fdch fondov alebo ETF. Na rozdiel od akt\u00edvneho investovania, kde sa sna\u017e\u00edme predv\u00edda\u0165 pohyby trhu a vybera\u0165 jednotliv\u00e9 akcie alebo in\u00e9 cenn\u00e9 papiere, pri pas\u00edvnom investovan\u00ed sa sna\u017e\u00edme jednoducho napodobni\u0165 v\u00fdkonnos\u0165 cel\u00e9ho trhu alebo jeho konkr\u00e9tneho segmentu. Ako to funguje? V\u00fdhody pas\u00edvneho investovania: Nev\u00fdhody pas\u00edvneho investovania: Pre koho je pas\u00edvne investovanie vhodn\u00e9? Pas\u00edvne investovanie je jednoduch\u00e1 a efekt\u00edvna strat\u00e9gia, ktor\u00e1 m\u00f4\u017ee by\u0165 vhodn\u00e1 pre \u0161irok\u00fa \u0161k\u00e1lu investorov. Ak h\u013ead\u00e1te dlhodob\u00fd a udr\u017eate\u013en\u00fd sp\u00f4sob, ako investova\u0165 svoje peniaze, pas\u00edvne investovanie m\u00f4\u017ee by\u0165 pre v\u00e1s dobrou vo\u013ebou.<\/p>\n","protected":false},"author":1,"featured_media":5922,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[29],"tags":[],"coauthors":[428],"class_list":["post-5921","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-financie"],"acf":[],"_links":{"self":[{"href":"https:\/\/mladysvet.sk\/index.php?rest_route=\/wp\/v2\/posts\/5921","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/mladysvet.sk\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/mladysvet.sk\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/mladysvet.sk\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/mladysvet.sk\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=5921"}],"version-history":[{"count":1,"href":"https:\/\/mladysvet.sk\/index.php?rest_route=\/wp\/v2\/posts\/5921\/revisions"}],"predecessor-version":[{"id":5923,"href":"https:\/\/mladysvet.sk\/index.php?rest_route=\/wp\/v2\/posts\/5921\/revisions\/5923"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/mladysvet.sk\/index.php?rest_route=\/wp\/v2\/media\/5922"}],"wp:attachment":[{"href":"https:\/\/mladysvet.sk\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=5921"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/mladysvet.sk\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=5921"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/mladysvet.sk\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=5921"},{"taxonomy":"author","embeddable":true,"href":"https:\/\/mladysvet.sk\/index.php?rest_route=%2Fwp%2Fv2%2Fcoauthors&post=5921"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}